Car Leasing

Travelling individually – financially flexible

Approximately every second vehicle is leased nowadays - and we give you a good reason to lease your vehicle too: With a Cembra Money Bank lease agreement tailored to your needs you can drive the car of your dreams while saving its high purchase price.

You would like to finance the car of your dreams

You have found the car of your dreams and are looking for a financing solution which enables you to reliably calculate the costs involved and which provides sufficient financial flexibility for other needs.

We offer flexible leasing solutions

Finance your new car independently of its make by signing a Cembra Money Bank lease agreement. Since you do not acquire the vehicle, you only pay for its use. With consistent repayments, you are able to reliably calculate your budget. At the end of the agreement, you return the vehicle to your car dealer or you decide to lease a new one.

The most important facts – point by point

The most important information concerning your Cembra Money Bank Car Leasing at a glance:

• We offer lease terms between 12 and 61 months.
• We calculate your individual interest rate currently ranging between 7.99% and 8.99%.
• We do not charge any opening fees.
• Your monthly repayments remain unaffected during the lease term (except in the case of VAT rate amendments).
• We provide an optional Payment Protection Insurance complimentary to your lease agreement.

Note: Entry Code 178 (“Owner changes prohibited”) in the vehicle registration document.

Thinking ahead

You would like to remain solvent also in case of unexpected events? Taking out Payment Protection Insurance complementary to your lease or financing agreement ensures that you are also covered in case you should not be able to work due to illness or accident or become unemployed.

Car Leasing calculation example

A cash purchase price of CHF 42,000 1) and a calculated residual value of CHF 16,800 1) amount to 48 lease installments of CHF 671.75 1) in the case of an annual mileage of 15,000 km.

Based on a nominal interest rate of 5.95% (effective interest rate 6.11%) this corresponds to total annual costs of CHF 1'609.00 1), excl. depreciation and insurance of the corresponding leased object.

¹) incl. 7.7% VAT

Approval of a leasing agreement is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).