Guaranteed interest –
The medium-term note presents an intriguing option if you are looking to invest your savings for a longer period of time. It offers security and regular returns thanks to guaranteed interest income.Open a free account
Benefit from a fixed interest rate for the entire term of your medium-term notes. This means you know in advance how much income you will generate.Open a free account
The interest rate applicable on conclusion of the contract is fixed and guaranteed for the entire term.
We are a Swiss bank with depositor protection. Your savings are protected up to CHF 100,000 per customer relationship.
Your Flex Savings Account is free of charge to open and maintain. There are also no fees for deposits, transfers or withdrawals.
mySavings allows you to maintain an overview of all your savings products online. You can access your savings, annual interest income and tax documents online at any time.
You can open an account online in just a few minutes, with no fuss or paperwork. You can manage your account online at any time, view account transactions and send us orders.
Services and conditions
Opening a Flex Savings Account
Booking and balancing charges
Uncomplicated paperless communication exclusively via mySavings access.
The General Terms and Conditions for savings products of Cembra Money Bank AG apply.
2) In the event of early termination, an early withdrawal penalty of 2% is charged on the nominal amount, plus any cost of funds.